The Mortgage Maven

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The Mortgage Maven I'm a Certified Mortgage Advisor (CMA) and wholesale mortgage broker with outstanding service with faster, easier, cheaper financing for all loan types!

A mortgage is more than a home loan, it should be used as a financial tool to strategically gain greater wealth. The best rate with the wrong strategy is more expensive than a competitive rate with an expert wholesale mortgage advisor.

10/30/2026

A REMARKABLE TRANSFORMATION IN BEAR LAKE FOR $279,900

Bear Lake is called The Caribbean Of The Rockies for its mystical blue waters! And this is not your typical remodeled home—it’s a high-quality transformation! Featuring elevated comfort, technology, and aesthetics you would expect in an expensive custom home.
The main level features waterproof, scratch-resistant stone polymer composite flooring, while the upstairs loft bedroom has brand-new carpet and premium pad. Approximately 30 recessed can lights and 2 gorgeous chandeliers thoughtfully illuminate the home.

1.450 sqft includes 4 bedrooms and 2 beautifully remodeled bathrooms, including a private primary suite. The primary bathroom features an impressive custom-tiled shower, while the second bathroom showcases a custom-tiled bathtub/shower combination. Both bathrooms feature heated, illuminated mirrors.

The kitchen features 21 linear feet of butcher-block countertops, brand-new cabinetry, a white porcelain farmhouse sink, and high-end appliances, including a Samsung SmartThings double oven with convection and air-fry capabilities, over-the-range microwave, dishwasher, garbage disposal, and refrigerator.

Cool down the summer heat with 3 impressive 72-inch fans on the main level and a 4th fan in the loft.

A digital touchpad keypad entry and a video doorbell improve safety and convenience.

The front yard was intelligently designed for low maintenance, featuring attractive landscape rock with a w**d barrier beneath. New curb, gutter, sidewalk, and walkway add to the home’s finished appearance and curb appeal.

The back yard includes a covered two-car carport, while the generous lot provides potential space for a future detached garage and/or RV parking. The metal roof is 60% new and 100% newly painted.

The location is exceptionally convenient. Situated close to many of Montpelier’s everyday amenities, including the U.S. Post Office, Zions Bank, Broulim’s grocery store, Maverik, Ace Hardware, Studebaker’s Pizza, Bear Lake Athletic Club, Bear Lake Middle School, A.J. Winters Elementary, the Bear Lake County Library, Centre Theatre, Lincoln Park and the new LDS temple.

Denied traditional financing? Own for about $2055/mo with $30,000 down. Call or text for more seller financing details.

A pre-listing inspection has been completed courtesy of the sellers by Jacob Fuller with National Property Inspections and provided for your consideration.

Contact Holden Budge for a tour at (208) 399-5409

10/27/2026

Mortgage market update
Tuesday, October 27, 2026

10/22/2026

Mortgage market update
Wednesday, October 21, 2026

10/16/2026

Mortgage market update
Friday, October 16, 2026

is very high 😬

09/23/2026

Mortgage market update
Wednesday, September 23, 2026

Yikes! It’s a bad day for mortgage bonds!

The new 2027 conforming loan limit for one-unit conventional and VA loans is $847,440, increased from $832,750 and effec...
09/23/2026

The new 2027 conforming loan limit for one-unit conventional and VA loans is $847,440, increased from $832,750 and effective NOW!

For multi-unit properties, the updated 2027 limits are:
- 2-unit: $1,085,059 (increased from $1,066,250)
- 3-unit: $1,311,535 (increased from $1,288,800)
- 4-unit: $1,630,005 (increased from $1,601,750)

**Important notes: VA borrowers must have full entitlement to take advantage of these new limits, and county loan limits that were previously above $832,750 will not change.

Call Ashley Collier, The Mortgage Maven, and get a faster, cheaper, easier mortgage.

09/21/2026

Mortgage market update
Monday, September 21, 2026

09/10/2026

Mortgage market update
Thursday, September 10, 2026

Tribute to Charlie Kirk
…and a really bad bond day

09/09/2026

Mortgage market update
Wednesday, September 9, 2026

09/05/2026

Mortgage market update
Friday, September 4, 2026

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Mesa, AZ

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