Toby Fallis

09/03/2019

Sunset, good food, a little storm and a trip out to my boat.

08/31/2019

On the water, from dawn to dusk.

08/30/2019

I'll be covering the Madiera beach area during the storm with information, video and pictures. Keep with me to see what happens. I'm on a sailboat. We'll watch it unfold together from Sunday onwards. The rain starts over the weekend and the storm is forecasted to arrive in full force on Tuesday.

08/08/2016

5am storm in Wesley Chapel...These are real water v***r trails with no manipulation except brightening and a 2 second time lapse. Wind was 15-20 mph.

06/12/2016

This is what some people aspire to be. Soldiers, that's fine as long as the war isn't against another's faith or lifestyle.
Made with
https://bnc.lt/f1Fc/DY5PWWYw9t

Everyone's Creative

02/12/2016

Its February 12th, and the preowned sales market is booming. Our website had 157 shoppers last night averaging 6 minutes each on the site... www.Automaxtampabay.com ... Its because we care about our cars and the people we sell tham to. For example, a customer bought a Mazda 626 from me and wanted the history report and also wanted to know if there were any recalls open on the car. We printed a free history report and also checked for open recalls. One great way to check besides calling a dealer is the Government website https://vinrcl.safercar.gov/vin/ which will tell you by vin number if there are any open recalls. More information, not less will make us all more comfortable selling and buying cars.

Search Safety Problems Vehicles Car Seats Tires Equipment Recalls by VIN Recalls FAQ Report Safety Problems Vehicle (Online) Vehicle (via PDF) Non-Vehicle Drive Safer Technology Driving Tips Tires Passenger Van Safety Emergency Response Vehicles Theft Prevention Recalls Look-up by VIN - Vehicle Iden…

02/02/2016

Last night a customer of one of our salesmen asked what his rate would be on a used vehicle and if he had an approval for a $25000 loan and needed only $15,000 what would happen. These are two great questions asked all the time. I answered that on the first question the interest rate on the loan is dependent on several variables but usually three main things. First the installment credit score. Installment credit is a fixed loan paid over a certain time... as opposed to revolving credit which is credit card credit...paid over different times and at different amounts, paid and renewed and paid again. People have installment credit scores, revolving credit scores and even mortgage credit scores.
Second factor is the age of the vehicle. The third factor is the length of the loan. Older cars at a longer loan are higher in interest than a shorter term newer car loan. So a first time buyer on a older car looking for a 5 year loan can expect higher interest rates as compared to a person with previous good credit getting a newer car at a shorter loan term. So when a salesman can't answer you when you ask exactly what your rate will be, understand that the bank will assign a rate depending on these variables are.
If an approval for $25,000 is obtained and the car is only $15,000 the loan will become only what is needed and no overage will be paid to the bank or customer. However if a car is in the book for $13,000 and the dealer wants $15,000 it is possible that even when an approval for $15,000 exists... the banks may also stipulate that $15,000 is only authorized if the car is in the book for that much. So many variables! It is complicated sometimes and a good, honest, helpful consultant is always a good ally

02/01/2016

February 1st, a new month for all of us. Plan your Valentines day, Buy a new car! Do something fun and different!

01/30/2016

Get outside today and do something fun! Its a picture perfect day here is Florida. Sunny and mild. C'mon do something! Our car lot is booming and people are all over the place checking out the cars n trucks.

01/29/2016

PM me for more details. Fully serviced and rides amazing. Had the chance to drive this great van. Had all the power and performance of a sedan.
https://youtu.be/mlneHP9va_Y

01/26/2016

Looking over the bridge near starbucks, Hwy 19, 34th ST typical afternoon traffic.

01/26/2016

Here is a unusually tame bird at McDonalds in Tampa that I came across in the parking lot. I kind of got to know him.